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It is the 30-60 minute meeting of buyers, sellers, real estate professionals and loan officer, led by the title company’s “closer”.  In this meeting, document explanation/signing takes place to make the transaction official and finalized…or “closed”.

The title company collects all monies form the buyer and the buyer’s lender at closing.  Then, out of those funds, the title company pays all the other 3rd parties who helped make the transaction possible for their services (Lender, real estate professionals, appraiser, home owners insurance company, tax authorities, etc.); the title company also pays off all the sellers’ liens, and then gives what’s left over (the “sellers proceeds”) to the seller.  The buyer walks out as a new homeowner with keys, and the s. Sellers leave to go to the closing of their new home with the sales-proceeds check they just received.