Timeline – Refinance: See how you can help speed it up!

Borrower’s Refinance Timeline – From loan application to closing.1. Shop lenders for interest rates, getting loan scenarios or work-sheets that have rates and fees.2. Collect documents: Bank statement, tax returns, W-2s, Paystubs, etc – get the list of what’s needed...

Timeline – Buyers: Be informed. Be comfortable.

Buyer’s Timeline: From contract signing to closing.1. Shop lenders for interest rates, get loan estimates or “work-sheets” from each that show rates, fees, payment, etc.2. Collect documents: Bank statement, tax returns, W-2s, Paystubs, etc – get the list of what’s...

Timeline – Title Co. See what we do behind the scenes.

1. Receive title order from the lender (or Real Estate Professionals in a cash purchase) – within a week or two of when buyers and sellers finalize their contract. 2. Do title search immediately – Search the land records at the county clerk’s office in the county in...

Timeline – Sellers: Know. Understand. Be comfortable.

Seller’s Timeline – From contract signing to closing 1. Before you list your home for sale: Prepare your home for a quick and smooth sale – fix EVERYTHING. De-clutter every room, even if you have to rent a storage facility or put some things in a family/friend’s...

What is a mortgage?

The mortgage is a document that is a list covenants between you and the lender.  It says that as long as you abide by those covenants, the lender will leave you alone.  All conventional mortgages in Kentucky and Florida are approved by the government and are...
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